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    Robin Evans, Shawna Christophersen & Georgeina Blyth

    Sales Representatives & Broker

    Royal LePage RCR Realty, Brokerage

    Nothing But Blue Sky

    first time home buyer

    Buying a house for the first time is a big and important decision in your life. As someone who represents you and looks out for your best interest, we would like to introduce you to Government of Canada Programs to Support Homebuyers


    First Time Home Buyers Tax Credit


    The FTHB Tax Credit offers a $5,000 non-refundable income tax credit amount on a qualifying home acquired after January 27, 2009. For an eligible individual, the credit will provide up to $750 in federal tax relief. Go to the Home Buyers’ Credit section to see if you are eligible.


    First Time Home Buyer Shared Equity Mortgage


    The First-Time Home Buyer Incentive helps first-time homebuyers without adding to their financial burdens. Eligible first-time homebuyers who have the minimum down payment for an insured mortgage can apply to finance a portion of their home purchase through a shared equity mortgage with the Government of Canada. Visit the First-Time Home Buyer Incentive for more details.


    First Time Home Buyers RRSP Loan


    The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $35,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability. Review the Home Buyers' Plan for more information.


    GST/HST New Housing Rebate


    You may qualify for a rebate of part of the GST or HST that you paid on the purchase price or cost of building your new house, on the cost of substantially renovating or building a major addition onto your existing house, or on converting a non-residential property into a house. GST/HST New Housing provides all of the details on this rebate.



    ** You are considered to be a first time home buyer if neither you and your spouse or common-law partner has owned and lived in another home in the year of the purchase or in any of the four previous years. Canadians who experience a divorce or the end of a common-law partnership will be able to participate in the Home Buyer’s Plan – even if they don’t meet the technical requirement of being a first-time buyer.**


    Find your first home using the smart listings search below!

    Robin Evans

    Sales Representative

    Areas of focus: Bradford, Innisfil, Barrie

    Language Spoken: english

    Georgeina Blyth

    Broker

    Areas of focus: Bradford, Innisfil, Barrie

    Language Spoken: English

    Shawna Christophersen

    Sales Representative

    Areas of focus: Bradford, Innisfil, Barrie

    Contact Me

    Robin Evans, Sales Representative & Georgina Blyth, Broker are Realtors with Sutton Group Future Realty Inc, Brokerage in Newmarket, Ontario serving Bradford, Innisfil and Barrie Real Estate

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