Home improvement projects often come with unexpected setbacks and hidden expenses. One that can be especially worrying is finding asbestos. Health Canada recognizes that breathing in asbestos fibres can cause cancer and other diseases. But the important thing to remember is that asbestos is a hazard to health only when fibers are present in the air and we breathe them into our lungs. Therefore, if the asbestos can be crumbled, pulverized or powdered, resulting in small fibres and clumps of... [read more]

If you’re looking to enter the real estate market in 2020, start by understanding your rights and responsibilities as a buyer. Catherine Jackson, director of external relations at the Real Estate Council of Ontario, says this is the best way to begin what can be an exciting, but stressful and confusing process. “Each year, we interact with thousands of buyers and sellers and have seen that buyers who go into the process well informed are more likely to have a positive... [read more]

New year’s resolutions are easy to make, but hard to keep. But buying a home is a serious commitment that calls for an extra dose of prudence. If you’re in the market for a home, keeping the resolutions below will go a long way to support you in having a positive experience. Resolve to find the right salesperson. Before you hire anyone, make sure you evaluate candidates on four areas: their experience, their approach to finding properties that are right for you, the... [read more]

Healthy eating has many benefits and it can be done on a budget. As an older adult dealing with a fixed income, saving money on healthy food is an important reality. Taking advantage of sales at the grocery store is an easy way to cut costs. Do this by browsing store flyers and using coupons where possible. Then plan your meals and snacks around these foods. To get a better price, buy most of your food from discount grocery stores rather than convenience stores. Also, check to see if... [read more]

With a new year comes a new promise of becoming our best selves, both inside and out. According to the Natural Beauty Survey, Canadians are making a resolution of a different kind and cleaning our routines by supporting brands that provide environmentally friendly packaging, don’t test on animals and include all-natural ingredients. Below are a few tips to help make the switch to a cleaner routine a little easier: Start with the tools you use. Opt for toothbrushes made from... [read more]

Finding a gift for a friend or loved one who subscribes to the “less is more” life mantra can be, well, hard. Whether it’s your elderly grandmother who swears she doesn’t need a thing or your friend who purposely keeps their home sparse and clutter-free, sourcing an item they will use and enjoy can feel next to impossible. Fortunately, there’s no shortage of gift options minimalists will love this holiday season. From the practical to the experiential, this... [read more]

An estimated three million Canadians have one, and they have emerged as the single largest contributor to the growth of household debt in Canada. Yet many consumers do not appear to fully understand how they work. No, we’re not talking about credit cards or car loans. We’re talking about home equity lines of credit or HELOCs. According to a 2019 survey by the Financial Consumer Agency of Canada, many people appear to lack awareness of the terms and conditions of this... [read more]

As temperatures dip and we crank up the heat, the risk for carbon monoxide (CO) poisoning significantly increases. The arrival of cold weather is a timely reminder for all of us to take the proper precautions to help protect our families from harm. Here’s what you need to know about CO: Hidden threat: Dubbed the “silent killer,” CO has no smell, taste or colour and it strikes most during the winter, when more fuel-burning appliances are used to heat homes. Carbon... [read more]

You know that using a fertilizer can promote a healthy lawn or greenspace, but do you know how best to apply it? You’ll get the best bang for your buck if you take some simple steps to make sure your fertilizer is able to be used by the grass and is not lost to waterways, sidewalks or otherwise. Follow the 4Rs of responsible fertilizer use: Right source: Buy the right fertilizer for your lawn. Review your options at your local home and garden centre by reading the bag or... [read more]

As the cooler weather hits and the garden growing season ends, getting your home organized inside and out is a must. Here are some easy fall clean-up tips: For the yard, trim back overgrown and dead limbs in your hedges to protect them for the winter. Don’t forget to trim your trees, especially those close to the house, garage or shed. Clear old plants and weeds from your garden bed or pots to make it easier for spring planting and keep insects at bay. If not using winterized... [read more]

First impressions are made at the front door, and the entryway gives guests their first glimpse of your interiors. To help you make a strong statement, Sharon Grech, Benjamin Moore colour and design expert, shares three tips for creating a memorable entryway that will set the tone for your entire home. A fresh coat of paint. A great starting point for sprucing up this focal point is by adding a fresh coat of paint to the front door and trim, inside and out. Of course, freshly painted walls... [read more]

Your home is where you store your most valuable possessions – everything from jewelry to furniture to electronics like laptops, cameras, and iPods. Ensuring these things are protected requires home insurance. Start by looking for the best deal for your needs on a site like LowestRates.ca, which quickly and easily compares the insurance market for you. Once you’re insured, it’s important that you create an inventory list of what you have in your home. In addition to... [read more]

Rising house prices and the convenience of built-in amenities and property maintenance have combined to entice many to make the trade from a larger home to condominiums. To make this major lifestyle change easier, check out these space-saving suggestions : Choose multi-functional furniture. Maximize your space by looking for extra storage opportunities in any new furniture. Storage solutions come built into many modern ottomans and couches, which can open up or slide out to provide... [read more]

A messy garage is a waste of space and can cause you to put off doing yardwork and other DIY jobs longer than you should. Whether you’re handy or not, check out these tips to create a garage that can motivate you to tackle seasonal and year-round outdoor jobs.  Go cordless. Nowadays, many people rely on cordless power tools for ease and accessibility on the job.  Same goes for outdoor cleaning tasks – with a cordless tool you don’t need to worry about... [read more]

On average, Canadians spend more than an hour and a half in their kitchens per day according to research by The Home Depot Canada. With a few simple tweaks, you can have a kitchen that’s uniquely you without having to fork over money for a full renovation. Cabinet refacing. If you like the layout of your space, cabinet refacing is a budget-friendly solution for a quick and... [read more]

Who doesn’t love spending time with family and friends during the summer? Longer days with warm nights are the perfect time for barbecues, family picnics and day trips with the kids. But these little things can put a strain on your monthly budget. Finding small ways to save can make all the difference and may help provide a little breathing room that can add up to something special. Here are some small energy-saving actions that can ad -up to savings not just in the summer, but all... [read more]

A new roof is a big investment in time and money. That’s why it’s important to do it correctly the first time around. And this is your chance to make improvements to the comfort of your home. If you have a skylight and it’s not causing any problems, you might think you can ignore replacing it. But this will end up costing you more money down the road. A good rule of thumb experts recommend is to upgrade your skylights when replacing your roofing if your skylight is more... [read more]

Now that the weather is warming up, people are gearing up for garage sale season. If you’re itching to do some spring cleaning and offload your excess stuff, here are some ways to pull off your best garage sale yet: Decide on a date and start putting up flyers in the neighbourhood or consider advertising in your local paper. Do this at least a week in advance. Check the weather forecast before you advertise because rainy days keep buyers away.  Consider joining forces with... [read more]

Choosing the right lighting can not only make your space more inviting but also enhance the style of your home. Here are some tips from Cameron Skilling, senior merchant of lighting at The Home Depot Canada, to find an on-trend solution for any space. Chandeliers. Once considered a high-end fixture, today’s chandeliers are found in all rooms of the house, including bathrooms and kitchens. When shopping for a chandelier, it’s important to take the dimensions of your room and... [read more]

Many of us are swept up by the current phenomenon of organizing and shedding any belongings that don’t spark joy. But beyond updating your home, your decluttering binge can also help you get organized in other areas of your life. For example, if you’re in the market for tenant or home insurance, it’s important to remember that one of the key things that providers look for is a complete inventory of your belongings. So as you sort through things, take a moment to document... [read more]

The term “house poor” is likely one we’re familiar with as Canadians. Given the ever-changing housing market, it’s something you may even have identified with. But what does it really mean? And how can we avoid it? “House poor” is a situation that describes a person who “over-extends” themselves and spends an unusually large proportion of his or her total income (roughly 30-40% or more) on home ownership, including mortgage payments, property... [read more]

Spring is the perfect time to tackle those DIY projects you’ve been putting off. If updating your basement into a fresh and usable space is on your list, check out these ideas from contractor and HGTV host Bryan Baeumler: Add quality subflooring. When renovating your basement, prioritize the projects that will have the biggest impact on the space, and your energy bills. Not just an option but a necessity, subflooring protects against mould and mildew production while making... [read more]

Planning a renovation this summer? Check out the top trends in design, products, and techniques for transforming your home. Kitchens and bathrooms. If you’re looking to make a big change this year, a kitchen or bathroom renovation is the way to go. These two rooms continue to top lists as the most popular remodeling projects, especially if you’re looking to sell your home as they typically provide the highest return on investment and add significant value in the eyes of... [read more]

Renovations can be a daunting task. If your goal is to increase your property value, smaller upgrades can provide a higher return on your investment. Here are some budget-friendly projects for key areas of your home that can boost your property value: Kitchen. You don’t need a complete remodel to increase the value of this space – it can be as simple as focusing on one thing, such as cabinets or countertops. Refacing old cabinets by adding a fresh... [read more]

If you’ve recently sold a home, there are some things you need to know at this time of year. When you sell your own home (or principal residence) you usually don’t have to pay tax on any profit from the sale. But what you might not know is that even if you are entitled to the principal residence exemption, you need to report the sale on your income tax and benefit return. This became mandatory in 2016. It is also important to remember that on your tax return, you need to... [read more]

Organizing and purging things is currently all the rage, motivating many households to take a minimalist approach and get rid of old items that no longer serve them. While the kitchen and hallway closet are typically the first targets, chances are your kids’ bedrooms are likely filled with things they no longer need. When embarking on a decluttering spree, work with your kids to sort their belongings into three piles: keep, donate and toss. Empower them to make decisions regarding... [read more]

We’ve all seen claims like “100 per cent natural” or “all-natural ingredients” splashed across a variety of products. Sometimes the word “green” or “organic” may be added as well. But are “green” or “natural” products actually safer to use? Just because a product is natural, green or organic doesn’t mean it doesn’t have risks. They are still made up of chemicals, just ones produced by nature instead... [read more]

Buying and selling property as a way to make a profit can be a smart move as long as you do your research and know how to report it at tax time. When you buy property with the main intention of selling for a profit, you are engaged in the business of property flipping. This often means you buy a property, take possession, and do some renovations. After the property is improved, you sell it and any profits become part of your income. You may choose to live in the property while making... [read more]

Even in the winter, there are plenty of home improvement tasks you can do to give your home a boost. Try these quick and easy projects that will lead to a healthier indoor environment for you and your family. Replace your filters. This is an easy and inexpensive way to make your home run more smoothly, efficiently and safely. Breathe cleaner air by changing your heating and air conditioner filters, and set a reminder to do this four times a year. Maintain your chimney. Long... [read more]

The new year brings new wants and needs for the home, and that reno you’ve been holding off on is now at the top of your mind. Whether it’s a simple room makeover or big-time overhaul, it’s important to start with a plan. An electrical misstep, in planning or executing, could turn your project into a nightmare. Here, the Electrical Safety Authority shares four tips to help realize the reno of your dreams. Know who to hire for the job. Hiring skilled,... [read more]

Modern pressures like a tough economy and competitive housing market mean young people are staying in the nest longer than before. But contrary to popular stereotypes, most aren’t lazy or taking advantage of their parents – they’re just having trouble achieving the financial independence they crave. Over a third of Canadians ages 20 to 34 live with their parents, according to Statistics Canada. To help your kids get ahead and take the next step, try these tips and... [read more]

Upcycling and recycling old things into something new is a hot trend that we can all benefit from. Costs can start to rack up when buying new all the time and buying new can lead to more environmental waste, but thankfully do-it-yourself projects can help you save some extra cash — and the planet.  It might be difficult to find a gift for a DIY-aficionado, but there are some fundamental items everyone needs to get inspired... [read more]

(NC) Whether you’re looking to start a home renovation or solve a last-minute do-it-yourself crisis, it’s best to be prepared for both the inevitable and the unavoidable. Being organized and ready will save you money in the long run and will also relieve anxiety attributed to a big change or unforeseen accident.  Follow these three tips to ensure that the next time you need to do some handywork or repairs, you’re... [read more]

One thing we all dread after a beautiful warm summer is the return of the cold. Start the transition and prep your closet for cooler days with these helpful tips. Out with the old, in with the new. Be honest with yourself—are there outfits you don’t plan on wearing again? Were there any items you didn’t wear all summer, or items you packed that you should have thrown out? Then do yourself a favour and donate those clothes. You will appreciate the extra closet... [read more]

Want a quick way to boost what your home is worth? According to a recent survey conducted by Houzz, countertops are the top upgraded feature in most homes and the material most likely to be splurged on. There are several materials to consider when replacing your countertop. Here, The Home Depot shares insights that will help you decide which style is the best for your lifestyle. Consider these tips not only when you are looking to sell your house, but also when you are searching for a new... [read more]

Are you tired of a dated room or are you moving into a new home? Give any space a designer-style makeover with these easy-to-follow tips. Decide the purpose and layout. Think about what you’ll be using the space for, because even a room with an obvious function like the living room can be used in different ways that will affect the design. For example, will you be using it to entertain guests on weekends, or as a cozy spot to unwind every day after work? Then get out your... [read more]

If you're thinking about transforming your outdoor space with a new deck or garden, here are a few things to keep in mind before you get started: Think about appliances and equipment early. Give some thought to the types of appliances or equipment you may want installed based on what's most important to you. Is it comfort, energy efficiency or aesthetics? Plan based on what you'd like now and potentially in the future to identify what you'll need, such as support... [read more]

Hot temperatures have us relying on air conditioning to keep us cool. And since we spend most of our energy dollars controlling our home's temperature, if your unit is more than 10 years old, it may be time for an upgrade. Use these tips from Hydro One to help you purchase an efficient model: 1. Look for Seasonal Energy Efficiency Ratio (SEER) labels on air conditioners. Official Canadian EnerGuide labels display the model type and SEER, which measures how efficiently the system... [read more]

Adding a skylight can enhance any space, making it lighter, brighter, fresher and more cheerful. A skylight can also improve our experience indoors, where we spend 90 per cent of our time but the air quality is three to five times worse than outdoors. In addition to the health benefits of more natural light, skylights reduce the need for artificial light and can lower electricity costs delivering twice the amount of light as vertical windows allowing for daylight to penetrate the center of... [read more]

The green space around your home does more than add curb appeal. For starters. experts estimate that landscaping can add anywhere from 15 to 25 per cent to the value of your home, depending on where you live. But your lawn also provides some more surprising health and environmental benefits, as well as a soft, safe place for kids and pets to play. Water filtration. Healthy turf acts as a water filtration system, purifying the water as it filters through the root zone and down... [read more]

As we prepare for cookouts, barbecues and relaxing outdoors, it’s time to get your gardens in shape. Feeling a little rusty? Here are some tips to make your backyard stand out. Make a plan: It’s important to take into consideration the location you’ll be planting in and what you’ll be growing, as space and sunlight affect how your garden will thrive. Have some fun with it: The possibilities for pollinator-friendly flowers and plants are endless:... [read more]

 Summer is almost here and now is the time to prepare our outdoor spaces for the season. To help maximize your living areas, Sharon Grech, Benjamin Moore colour and design expert, shares tips on how to bring the latest looks to your open-air escape. Dine al fresco. Backyard patio areas traditionally connected to the exterior of the home to gain easy access from the inside. Consider pushing your al fresco dining areas further out into the yard for a unique and ambient experience.... [read more]

Spring is in the air, which means it's time to start decluttering and organizing. While the main purpose of spring cleaning is to clean your space, it can also include taking on tasks that will make your home more energy efficient. Here are some tips from Hydro One on how to save energy and make spring cleaning a breeze. Book a spring tune-up for your air conditioner. Annual servicing can reduce your cooling costs by up to 10 per cent and extend the life of your system. Commit... [read more]

Moving into a newly built home is exciting. Once the boxes are unpacked, most owners want to put their own personal stamp on the space, starting with the unfinished basement. But there are good reasons why it's better to put the dream of a perfect game room, man cave or music room on hold for at least a year after moving in.   Almost all new homes in Ontario come with a new home warranty that lasts seven years. The warranty coverage for the first year is the most comprehensive... [read more]

We all have money goals, like paying off our credit card or saving for a trip down south. But all too often, we find ourselves having a tough time sticking to these objectives without a realistic plan in place to guide us. If this sounds like you, the Financial Consumer Agency of Canada (FCAC) has a free online tool that can help. The Financial Goal Calculator will help you create a realistic plan to get out of debt or save for the future. The tool is a customizable calculator that you can... [read more]

With summer around the corner, it's time to start preparing your home for outdoor entertaining and long days of sunshine. This starts with the right window fashions, which can help you control light and transition between environments. Certain styles are better suited to traditional patio and sliding glass doors simply because they traverse horizontally, making them easier to operate on these applications. Beyond traditional vertical blinds, there are many innovative alternatives to... [read more]

As homes become smaller and we adopt a more minimalist lifestyle, interior décor is offering fresh solutions to furnish tighter spots. Here are some big ideas to maximize your mini space. Consider your routine. Be realistic about your daily habits and how you use the space so you can prioritize furniture and layout. Do you really eat at the dining table, or do you bring your plate to the couch? Do you work from home, or can you do away with that stately desk? Make your floor plan... [read more]

March 6, 2018 -- Toronto Real Estate Board President Tim Syrianos announced that Greater Toronto Area REALTORS® reported 5,175 residential transactions through TREB's MLS® System in February 2018. This result was down 34.9 percent compared to the record 7,955 sales reported in February 2017. The number of new listings entered into TREB's MLS® System totaled 10,520, a 7.3 per cent increase compared to the 9,801 new listings entered in February 2017. However, the level... [read more]

Looking to update your home for the season but don't have time or budget for a major renovation? Do it right with these three easy DIY paint projects that can each be done in just a day. “The seasonal transition from winter to spring is the perfect time to freshen up,” says Sharon Grech, colour and design expert for Benjamin Moore. “If you're like me, you don't have unlimited time to devote to working on your home, which is why small weekend projects are perfect... [read more]

With high school students across the country deciding on their post-secondary education right now, where they will live while at school should play an important part in the decision. Given that more than two-thirds of post-secondary students plan to live away from home during their studies and parents often foot the bill, have you considered how much it will cost? While many rent, some parents opt to invest by purchasing a home for their kids to live in while away. But when does this... [read more]

From bold patterns to stand-out pieces, the kitchen is getting a lot of attention from designers this year. Whether you are planning a reno or new build, these tips may inspire you to create the perfect trendy kitchen island you've always wanted. Make it the focal point A kitchen island is a natural place for family and guests to congregate, so make it the centerpiece it deserves to be. Not only do marble and granite countertops look luxurious and add significant value to your home,... [read more]

In Canada's evolving real estate markets, both buying and selling a home are very personal decisions. Add buying and selling at the same time, and the process becomes even trickier. The path up the property ladder is different for everyone and which to do first depends on your unique circumstances. “Buying and selling a home at the same time is no small endeavour and involves extensive research and a clear understanding of all the steps involved,” explains Nicole Wells,... [read more]

Our homes are where memories are made, our retreat from the world. However, daily living, growing families, and time can leave your home looking less than its best. Fortunately, there's plenty you can do to breathe new life into a well-loved space. These top DIY projects will ensure your home looks and performs its best. Clean. A neat and tidy home instantly brightens the space, creating a great foundation for other improvements. Paint. This is the easiest way to quickly... [read more]

 Between a competitive economy and an expensive housing market, today's young people are staying in the nest longer than ever before. In fact, more than a third of Canadian young adults live with their parents rather than alone or with a spouse or partner in their own household. While this trend can offer certain benefits to parents and kids living under the same roof, there are positive ways you can encourage your children to take the next step in their lives and careers. Here are... [read more]

Winter can be tough on many parts of a home. Whether it's snow, ice or rain, our windows, porches and driveways take a beating. When performing seasonal maintenance, be sure to look up — your roof is one of your property's most vulnerable areas. “Canadians are always clearing their driveways or scraping their windshields after the snow or ice, but the roof is out of sight, so it can get overlooked,” explains Glenn Cooper from Aviva. “By taking steps to check... [read more]

Greet guests with a beautiful and fragrant holiday cocktail. This punch can be prepared in advance, allowing for easy serving during celebrations. It's the perfect way to entertain your guests when you are busy preparing the food for your dinner or party. The punch looks magazine-ready with sliced orange rounds, fresh green mint and bright red pomegranate seeds. Tom Filippou, executive chef for President's Choice Cooking School, shares more tips on how to elevate this... [read more]

Prep your home for a flurry of activity with these simple steps. 1. Incorporate magical seasonal scents. Fill your space with holiday-scented aromas from candles, or simmer your own potpourri with ingredients like vanilla, cinnamon, pine or bitter orange. 2. Build a fire to create a warm and comfortable atmosphere. Keep fuzzy blankets and pillows on hand for both decoration and functionality and bring out a board game for a little entertainment. If you need extra warmth, cozy up... [read more]

Holiday entertaining can be stressful, and every good host wants to impress. Before the cooking begins and the guests arrive, consider tackling a few projects that will refresh your space to make a great impression without breaking the bank. Depending on your skill level, here are a few quick ideas from The Home Depot Canada to inspire and inform. Beginner: Modernize your hardware. Stay on trend by upgrading your cabinet knobs and pulls. To give your space a contemporary feel, look for... [read more]

While windows make our homes bright, cheerful places to live, they're also responsible for almost 25 per cent of heat loss, which results in a higher energy bill. So as the weather gets colder and we turn up the heat in our homes, make sure a draft doesn't creep in through your windows. Replacing your windows can be costly and is not always a practical solution. Instead, try these tips from Hydro One to stop the heat from escaping: 1. As much as 13 per cent of your home's heat... [read more]

If you're like millions of Canadians, you're busy paying down your mortgage. It could take 25 years or so, but it can be a great way to accumulate personal wealth, especially if house prices rise. However, with changes to mortgages in recent years, it's important to understand just how they are different if you want to fully benefit from your home's potential to build your personal wealth over the long term, rather than your debt. Today, to finance your house most banks will... [read more]

Just because every home has a kitchen doesn't mean every contractor is capable of delivering a great kitchen reno. Kitchen work is specialized, so you need to be sure the contractor you choose has the skills to make it a success. Besides asking for references and checking with past customers for every contractor you're considering, ask questions about the way the kitchen will be designed. Many kitchen specialists have computer software that allows you to see different layouts and... [read more]

As Canadians, we rely on heating systems more than most nations in the world. But our need doesn't necessarily translate into knowledge. If you're unhappy with the comfort or cost of keeping your home warm in winter, here are some things to consider. Insulation is key. While the kind of energy source and heating equipment you have can affect annual costs a lot, don't even think about upgrading your system until you've optimized insulation levels in your home. For most... [read more]

As we juggle chaotic schedules, we often forgo a deeper level of household clean for a quick tidy. While this might sustain a relatively livable space, it may have unexpected consequences. Take your appliances, for example. Built-up grime from months of neglect can compromise their performance and longevity. But with these simple solutions, your appliances will be working and looking like new in no time. Dishwasher. Your dishwasher works hard to clean your dishes, but it could... [read more]

Sooner or later every home needs new windows, and it's important to choose well. With many manufacturers and installers out there, you need to make an informed decision. Here are some tips to help you out: Choose proven windows. Every window company says they make great windows, but how do you know for sure? That's why the Canadian Standards Association and two American Standard writing organizations have developed a harmonized North American standard for window performance... [read more]

When you buy a newly built home, there is an important step you need to take before you move in: a pre-delivery inspection. Commonly called a PDI, this inspection is more than just a quick tour. It is your first opportunity to view your home in its completed state and thoroughly assess its condition. All builders in Ontario are required by law to conduct a PDI with homeowners prior to a home's date of possession. This inspection is part of your new home warranty that is provided... [read more]

With so many interior design styles to choose from, you may be torn between a chic rustic home or cool contemporary space. According to Sharon Grech, colour and design expert for Benjamin Moore, there is no need to limit your décor choices to one look. Combining two opposing styles can feel current and leave a lasting impression. Here, she shares suggestions on how to master the art of mixing modern and rustic interior décor. The 80/20 rule. “This is the perfect... [read more]

Reducing visual clutter by creating streamlined sightlines is a home design trend that is here to stay. Whether it's hiding away wires in your living room or stowing kitchen appliances inside a cabinet, design expert Kimberley Seldon and the Electrical Safety Authority say the key to achieving an organized look is to plan early and hire the right professionals for the job, including a licensed electrical contractor. For a clutter-free space, follow this rule — if it can be... [read more]

A gourmet kitchen, a ceiling fan and ambient lighting sound like the must-haves for an indoor reno. For today's homeowner, maxing out on summer means setting up al fresco living. Here is what you need to know about powering your outdoor space so it delivers all season long. Choose the right outlets for outdoors. Outlets are an essential element for a fully functioning backyard. Whether you're planning to power decorative lighting for romance or speakers to play the perfect... [read more]

Did you know that water is the leading cause of home damage in most provinces? Just this past May, communities across the country had to cope with flooding as heavy rainfalls hit various regions over many days. What can you do to protect your home? Here, Marc Barbeau, property claims manager of Intact Insurance shares his top four tips: 1. Water-resistant décor. The next time you're renovating your home, explore installing cement board instead of drywall in your... [read more]

Canada turns 150 this year and families can feel fortunate for the many healthy and delicious local foods that inspire gatherings with great friends. In fact, more than eight out of 10 Canadians want to cook with more fresh, local or regional ingredients according to a recent study. Fortunately, celebrated Canadian chefs, like Toronto's Cory Vitiello, make it easy with delicious recipes for any kind of family gathering. For an easy-to-share reunion winner made with wholesome ancient... [read more]

New research reveals that many of us struggle to actually sit down and enjoy a meal with others — and the key to more meal gatherings could lie in the food we serve. Although a whopping 83 per cent of Canadians agree that families should eat together every night, only one in three are able to do so. Reasons for this include competing calendars of family members, busy work schedules and technology. These reasons are even more prevalent among the younger generation, indicating that... [read more]

You've found the newly built home you've been looking for and are ready to make one of the biggest purchases of your life. But do you know how to protect your new home? Before you sign an Agreement of Purchase and Sale, consider these tips: • Review the APS with a real estate lawyer to ensure you understand exactly what is included in the price of the home. If you are buying a condominium, review the disclosure statement to understand which items are part of your unit and... [read more]

There's no doubt that condominiums are an increasingly popular choice for new homeowners. In 2016 alone, more than 22,600 new units became homes for Ontarians who are looking for the condo lifestyle and amenities. If you're thinking of joining them, a good first step is to understand the difference in responsibility between what you own and what all the building's unit owners share. A benefit of purchasing a new condominium is the mandatory warranty that is provided by your... [read more]

Dreaming of improving your home, but a major remodel isn't necessarily in the budget? It may seem basic, but a fresh coat of paint is an easy trick to give your home a new look. Try some of these simple, inexpensive paint projects that make for quick updates and keep the old-home charm. Paint kitchen cabinets. This is an economical way to transform an outdated kitchen into something timeless. Select a primer that is recommended for the type of surface you have, then remove the... [read more]

As housing prices rise, homeowners may look to income from a rented suite to help carry a mortgage. This can be a great strategy if you follow the rules and are well-prepared for being a landlord. Here are five key things to know. 1. There are new rules. The Canadian Mortgage and Housing Corporation now allows homeowners to count 100 per cent of the expected rent from a tenant suite towards their income for a mortgage approval. However, there are strict conditions. The owner must... [read more]

Whether you're working on your own yard or you're a professional with clients to serve, the arrival of warm weather is the perfect time to build a healthy lawn that will make the neighbours green with envy. “A well-kept lawn is about more than just looks. It also creates oxygen, reduces noise pollution and removes emissions from the air,” explains Jamal Hamad, who leads the pro and tool rental departments at The Home Depot Canada. Tool rentals are popular for lawn... [read more]

As renovation season once again roars into full swing, I'm often asked what can be done to achieve the best renovation possible. My top advice is to be prepared. Here are a few steadfast tips that can lay the groundwork for success: 1. Have a clearly defined plan. Consider hiring an experienced designer to help bring your vision to life. 2. Choose a reliable contractor. Ask for references and proof of license, insurance, bonding and participation in a workman's... [read more]

The snow has melted and grilling season is around the corner. It may not be summer just yet, but you do not have to wait to enjoy that perfectly charred steak fresh off the grill. Open-faced Steak Sandwich Serves 2-3 Ingredients • 1 10oz New York Strip Steak, 1” thick • 2 red, green or orange peppers • 1 sweet onion • 1 bottle (341 mL) Rickard's Red • 1 lime • 1 baguette • Cilantro Directions 1. Thinly slice peppers and... [read more]

Considering how many hours you dedicate to washing load after load of clothes, its a surprise that more time and effort is not spent on the design and decor of your laundry room. Looking to update your space? Try these five simple tips: 1. Unique Flooring. Flooring does not have to be dull or boring. Use your laundry room floors to make a statement with fun pattern tiles or — for a quick-fix — use a chic area rug to give the space added warmth. 2. Consider colour. Do not... [read more]

Basement flooding can occur at any time for a variety of reasons. Often, these floods are caused by lots of rain, or rapid snowmelts in the spring. However, they can also occur during dry weather. Anyone with a basement is at risk, but there are steps homeowners can take to reduce their chances of flooding. Experts from Restoration 1 Canada, a restoration company that specializes in flood mitigation and restoration, have advice on the most common causes of basement floods and the best... [read more]

Homes that show well and have great features typically sell faster than their counterparts, sometimes for a premium. If you want your home to stand out, a little effort can go a long way. Try these tips to create an enticing first impression. 1. Clean. A neat, clean home shows pride of ownership and suggests that it is well maintained. 2. Paint. Opt for a neutral colour so buyers will feel like there's one less thing to do before moving in. Grey, beige or the popular combination... [read more]

Organizing your home is just a natural part of spring cleaning, but sometimes, you end up with odds and ends you are not sure where to keep, or how to sort. Once you are done scrubbing and dusting, try out these tips to clear the clutter and help prevent a new mess from forming. 1. Use kitchenware in unexpected places. Bathroom and beauty supplies are often a hassle to organize, so think outside the box and use items you keep around the kitchen. A tiered cake stand makes for a great,... [read more]

First impressions are everything when selling your home. While you may love your trendy, colourful home, your style may not resonate well with potential new homeowners. Sharon Grech, Benjamin Moore Colour and Design Expert, shares her advice on how to make simple tweaks to increase your home's value. The power of colour. Colour is so subjective, which creates a challenge when showing and selling your home. “You can't please everyone. Staging your home for sale can make it... [read more]

You may have noticed your tax correspondence has a new look. That's because the Canada Revenue Agency has been taking steps to improve the way it communicates with taxpayers by making its correspondence easier to read. In February 2016, the CRA revealed its new Notice of Assessment and Notice of Reassessment for individuals, as part of its Simplified Correspondence project. The project was launched in 2015 to improve the readability, design and accessibility of more than 130 million... [read more]

It might not be easy going back to sleep after your house startles you awake during winter, but it's probably nothing to worry about. For 50 years most house roofs have been framed using triangular assemblies of wood called trusses. The top two sides of each truss sit directly below the roof surface, where the wood is subject to wide swings in temperature and humidity from summer to winter. This leads to changes in length that don't happen nearly as much on the bottom side of the... [read more]

Whether you're planning on staying or selling, you want your home renovation project to be beautiful and functional and go off without a hitch. So before picking up any tool, think about these tips. 1. Know your DIY limits. Assess which aspects of the project you can complete yourself, and which ones will require a professional. DIY-ing can save you hundreds or even thousands of dollars, but overestimating your skills can delay or halt the project entirely due to unexpected costs,... [read more]

Winter can be a particularly tough season for a home – even if it's brand new. Since wind, snow and ice can't distinguish between old or new houses, don't make the mistake of thinking that your new home doesn't need regular maintenance, especially during a harsh Ontario winter. Fortunately, all new homes in Ontario come with the mandated builders' warranty that lasts up to seven years from the date of possession and is guaranteed by Tarion. To help protect your... [read more]

If beads of water run down the inside of your windows during cold weather, it's not necessarily a sign you've got bad windows. In fact, your windows are probably doing just what they're supposed to do ( keeping outdoor air outside. Wet windows can simply be an indication of two different but related problems. Indoor humidity levels in your house may be too high, or the quality of air inside your home probably isn't what it should be. The solution to both these issues... [read more]

Kitchens are high-traffic rooms that need exceptional flooring. Besides having to look good, successful kitchen floors need to withstand spills, food, sliding chairs, dropped dishes and the occasional mopping. Here are the pros and cons of the five top flooring choices for this important room. Ceramics, porcelain and stone tiles: Ceramics are a favourite for kitchens because they're tough, easy to clean, long-wearing, and able to let you enjoy the warmth of in-floor heating. Natural... [read more]

Chances are that your furnace has the capacity to heat your basement and the above-ground levels of your home. So why are so many finished basements cold in winter? Lack of cold air return ducting is often the culprit. For any furnace to deliver warm air to a given room, the cool air that's already there needs to get out of the way. Unfortunately, cold air return ducts are often forgotten when basements are finished. To function properly, they need to draw air from the... [read more]

Looking for a new year's resolution that's safe, effective and easy to keep? If you're considering any home renovations in 2017, use these tips from the Ontario College of Trades to ensure the tradespeople you hire are qualified for the job. 1. Do your due diligence when hiring. While the vast majority of tradespeople are ethical and qualified, you should research the people and businesses you are considering for your own peace of mind. Keep in mind that there are 22... [read more]

Feeling overwhelmed by the recent tax changes announced? Check out a few of the most important changes that may impact your tax return, decoded by the experts at H&R Block. More money, more taxes. The lower-middle income tax rate went down from 22 to 20.5 per cent, and a new tax bracket of 33 per cent was created for those earning more than $200,000 per year. So if you made more than $216,975 in 2016, you can expect to pay more this year in taxes. Home sweet home. Did you sell... [read more]

It may not be the busiest season for buying real estate, but the colder months offer many benefits to those shopping for a home. “Most buyers know they can look forward to less competition this season, but it's also a good time to see how the home holds up to the cold weather,” explains Ray Ferris, president of the Ontario Real Estate Association. “While the home's curb appeal may not be at its best in the middle of winter, it sure is a good time to see how well... [read more]

A warm, comfortable finished basement is a great feature that adds value to your home. But too few owners realize that finishing a basement the wrong way can bring mould, mildew and lower indoor air quality. Building a healthy finished basement comes down to these five elements: 1. Only finish a reliably dry basement. Even a small amount of leaked water can trigger mould, mustiness and poor indoor air quality. That's why your basement needs to prove itself reliably dry before you... [read more]

Renovating your home is stressful enough on its own, but include children and the pressure can be overwhelming. Here are three tips to help your family survive an upcoming renovation. 1. Establish routines. Keeping life as normal as possible for your children will help maintain calm within your home. “As kitchens and bathrooms are the rooms most often renovated — and the rooms that must be accessed by everyone — trying to create temporary family routines... [read more]

As outdoor temperatures fall, energy bills tend to rise. While you can't stop Mother Nature, it's easy to protect your home and wallet from climbing heating costs. The simplest way to do this is to improve your home's building envelope––and the best place to start is your attic. Often, the attic is a primary source of energy loss due to insufficient levels of insulation. Topping up your attic insulation is an effective way to prevent heated air from escaping and... [read more]

Cold temperatures, snow and ice may be the ideal ingredients for a winter wonderland, but winter's harsh conditions can also wreak havoc on your home. A little preventative maintenance can help lower your energy bills, avoid more costly repairs and/or increase the lifespan of your home. Addressing the following priority items will make the greatest impact: 1. Insulation. One of the easiest and most effective defences against heat loss is proper insulation. Prevent cold drafts from... [read more]

On average, Canadian homeowners replace their roofing materials every 18 years at an average cost of $4,500 per project, based on a standard 1,000 square foot bungalow roof. Fortunately, a roof's longevity and its ability to remain waterproof is increased with proper maintenance. Use this handy checklist to evaluate the condition of your roof and determine if it's time to consider a quick fix or a major overhaul. 1. Condition of the roof: Inspect the surface and list the required... [read more]

You may not love it, but raking the leaves needs to be done —at least in your front yard, where the neighbours can see! Brushing up on your technique can make it easier on your body as well as your mind. “If you're smart about how you do it, it really does make raking much easier,” offers John Ladds, operations manager at Weed Man Canada. Ladds suggests a few easy tips to ameliorate an otherwise sore chore: 1. Pick your time wisely. Save raking for a day when the... [read more]

Before you hire a contractor for your home renovation or repair project, here are some important questions you need to answer. Remember that professional contractors can provide clear answers to your questions. If they can't, they're not the right contractor for you. Is this the right contractor? You need someone with experience, a solid track record, and proper business practices. Don't just take their word for it — get references and check things out. Ask about... [read more]

There are two kinds of renters in Canada – those who have tenants insurance and those who don't. According to a recent study conducted by Substance Strategies, more than half (53 per cent) of tenants in Canada are the kind that go uninsured. So what is causing this risk-taking phenomenon? It seems to be a lack of awareness. Below are the top four important things you need to know on this topic: 1. Your landlord doesn't cover all risks and damages. The landlord has insurance... [read more]

You spend more time indoors during the winter months, so it's inevitable that you might start to feel a little cramped, especially if you live in a smaller home. If that's the case, you may consider finishing your basement to increase your square footage. It can definitely add value and increase comfort, but there are a few things you'll want to do to ensure it's a surefire success: Address moisture. I've seen a lot of poorly executed basement renos, where the... [read more]